Property Attributes
- ID#4356670
- TypeSingle Family
- Listing Status Active
- CountyLINCOLN
- CityStanley
- AreaLincoln County
- NeighborhoodTreetops At Cowans Ford
- Zip28164
- Style
- Year Built2008
- Price$ 1,150,000
- Bedrooms5
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage5110
- Lot Size0.297 Acres
Data Source:
Canopy MLS
Property Description
The seller is highly motivated and willing to consider all reasonable offers.The seller is providing a $20,000 concession that may be used toward an interest-rate buydown or buyer closing costs, plus a one-year home warranty. Don’t be misled by the Stanley address—this ideally located home sits in the highly desirable Lake Norman corridor between Denver and Huntersville, approximately 10 minutes from Birkdale. Discover one of Lake Norman’s best-kept geographic secrets in TreeTops at Cowans Ford, where sophistication meets an expansive, open-concept layout. The community is anchored by Cowans Ford Golf Club and offers access to a range of membership tiers, social opportunities, dining, a community pool, pickleball and tennis courts, and Lake Norman access. Beautifully maintained surroundings deliver the privacy, charm, and Southern elegance buyers seek—now available at this special, time-sensitive price. Spanning just over 5,000 square feet, this home offers a harmonious blend of comfort and functionality. With five bedrooms, four full baths, a custom office, and a generous amount storage, it caters to various lifestyles and entertaining needs inside and out. The upper level features a spacious bonus or recreational area with its own custom bar, providing a unique touch to the home’s design. The main level welcomes you into an expansive living area that seamlessly flows into the great room, dining area, custom office space, and chef’s kitchen. This spacious floor plan includes a cozy sitting area with a gas fireplace and French doors leading to an elevated deck overlooking the backyard, perfect for enjoying indoor-outdoor living. The chef’s kitchen stands as a true centerpiece, equipped with a large granite island, premium appliances, a gas range, pull out shelving, and ample storage. Adjacent to the kitchen is a private guest bedroom and full bath, ideal for accommodating guests for any occasion. The primary bedroom offers a large privately positioned retreat from the day, seamlessly transitioning into an elegant ensuite. This ensuite features a double vanity, soaking tub, walk-in shower, and dual walk-in closets, providing a luxurious experience.Additional main-level highlights also include a mudroom, laundry area, convenient hidden staircase access to the upper floor, and a spacious three-car garage with EV charging station, built-in storage units, and extended height garage doors for additional clearance. The upper level boasts three additional bedrooms, two full baths, and an expansive bonus room. This versatile space can be transformed into a media room, playroom, or home gym, catering to diverse interests and needs. The bonus room also includes a large walk-in closet and a custom wet bar with ample counter space, perfect for entertaining guests during game day, private workout retreat, or hosting a family movie night. If you have been searching for an elite home with custom features and high end design in the Denver/Huntersville area, this is the refined opportunity you've been waiting for- all just minutes from the water, Birkdale Village, and top tier local conveniences.
| Elementary School | Middle School | High School |
|---|---|---|
| Catawba Springs Elementary School | East Lincoln Middle School | East Lincoln High School |
| Price History | |
|---|---|
| 4/28/2026 | Listed $1,195,000 |
| 6/8/2026 | 2$1,175,000 |
| 8/8/2026 | 7$1,099,999 |
General Features
| Living Area | 5110 |
|---|---|
| Sewer | County Sewer |
| Heating | Forced Air,Natural Gas |
| Cooling | Central Air |
| Utilities | Electricity Connected,Natural Gas |
| Appliances | Dishwasher,Disposal,Electric Oven,Exhaust Hood,Gas Range,Gas Water Heater,Microwave,Refrigerator with Ice Maker |
| HOA Fee | 545 |
| Garage Spaces | 3 |
| Patio/Porch Features | Rear Porch |
| Construction Materials | Hard Stucco,Stone |
| Year Built | 2008 |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Parcel Number | 84507 |
| Waterfront Features | Boat Ramp – Community |
| Community Features | Clubhouse,Golf,Lake Access,Outdoor Pool,Pickleball,Tennis Court(s) |
| Assoc Fee Paid Per | Annually |
| County | Lincoln |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Subdivision Name | Treetops At Cowans Ford |
| Garage Y/N | Yes |
| Full Baths | 4 |
| Directions | From Charlotte: I 77 North to Exit 25; west onto Sam Furr Rd/ NC-73 toward Lake Norman for 7 miles; Turn right onto TreeTops Dr; Turn right onto Burning Ridge Dr; turn right onto Bent Tree; House |
| High School | East Lincoln |
| City | Stanley |
| Body of Water | Lake Norman |
| Association Name | HAWTHORNE MANAGEMENT |
| Senior Community Y/N | No |
| Lot Size Units | Acres |
| Carport Y/N | No |
| Elementary School | Catawba Springs |
| Middle/Junior High School | East Lincoln |
| Additional Parcels Y/N | No |
| Virtual Tour | https://my.matterport.com/show/?m=EXd1Dvx5ghs |
| Standard Status | Active |
| CAR_HOASubjectTo | Required |
| Construction Type | Site Built |
| Restrictions | Subdivision |
| Tax Assessed Value | 882382 |
| Virtual Tour | https://my.matterport.com/show/?m=EXd1Dvx5ghs |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
Interior Features
| Interior Amenities | Attic Walk In |
|---|---|
| Flooring | Carpet,Marble,Tile,Wood |
| Fireplace Features | Gas Log |
| Basement (Y/N) | No |
| Window Features | Insulated Window(s) |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 5110 |
| Laundry Features | Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup |
| Total Bedrooms | 5 |
| Total Baths | 4 |
| SqFt Main | 2726 |
| SqFt Upper | 2384 |
| Bedroom | 2 |
Exterior Features
| Exterior Amenities | Fire Pit,In-Ground Irrigation |
|---|---|
| Parking Features | Driveway,Electric Vehicle Charging Station(s) |
| Water Source | County Water |
| Lot Size Area | 0.297 |
| Foundation Details | Crawl Space |
| Road Surface Type | Concrete |
| Road Responsibility | Publicly Maintained Road |
| Main Level Garage YN | Yes |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 28164
In The Neighborhood
Stanley
$ 849,000
- Type
- Single Family
- Size
- 3,429 SqFt
- Rooms
- 5 Beds + 4.5 Baths
Stanley
$ 965,000
- Type
- Single Family
- Size
- 3,926 SqFt
- Rooms
- 5 Beds + 4.5 Baths
Stanley
$ 925,000
- Type
- Single Family
- Size
- 4,145 SqFt
- Rooms
- 5 Beds + 4 Baths
Stanley
$ 850,000
- Type
- Single Family
- Size
- 3,831 SqFt
- Rooms
- 4 Beds + 3.5 Baths